Finance

Navigating the world of Finance...

My experience, as with many others, is that we grope around during the initial years with minimal or zero guidance from our parents. We then learn along the way with many paying the price of our mistakes – some in thousands and an unlucky few in the tens of thousands. I have also heard of folks who lost a lot more which resulted in failures in their jobs/families. 

This post is an attempt to use an existing framework (using a term from Project Management) and to make it into a guideline useable for all, esp. for those who wish to have a good start in their investing journey. 

One note: this is NOT a "get rich quick" post. But if the methods are followed and given time, there is a high likelihood that one will achieve the goal of getting rich: defined as having everything we need, and and no need to watch the wallet to get what we want. 


Caveat: 

Perhaps the word that we should use is wealthy as defined as not having a lot of debt and having enough income to do what you want versus rich which is having a great deal of money or assets

Being wealthy means we are sufficient in our savings, do not struggle to pay the bills and able to spend to buy pretty much anything we want...within reason.